How it works

The Power of One-on-One

You’ll work with a specialized credit analyst that will dive deep into your debt profile, identifying the most impactful strategies for tackling individual debts. After making sure we can help, our team will take the reins and perform the negotiations on your behalf.

Clear Expectations Laid Out Upfront

We believe in setting clear, upfront expectations from the get-go. From your initial consultation, we lay out what you can realistically expect – no sugarcoating, just the facts about how we can tackle your debt. We explain the process, timelines, cost and potential outcomes, ensuring you’re equipped with all the information to make informed decisions about your financial future.

No Costs Before the Gameplan

You won’t incur any costs until we’ve thoroughly reviewed your situation and are confident in our ability to make a positive impact. This commitment means you can explore our services with the assurance that fees only apply when we’re certain we can help.

Massive Clarity with a Tri-Merge Report

We insist on using a tri-merge credit report which gives us a comprehensive and accurate picture of your credit health. It combines data from the three major credit bureaus, and it reveals the nuances and discrepancies that “free” credit scores often overlook.